This is the time of the year when lovers is gearing up for another expensive Valentine's Day gift. Valentine's Day often produce money arguments the rest of the year." Here are three smart and practical ways of expressing your love this year:
- Build a future together. Save money off the top by funding your 401(k)s and investment accounts through monthly payroll or bank account automatic withdrawals.
- Pay off credit card debt. Surprise her with a zero balance every month from now on
- Build a cash reserve. Maintain at least three months living expenses in cash so that when an unexpected expense hits you, it can be an opportunity for overcoming the situation as a loving team, and not fighting about where you will get the money to deal with the issue.
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